Yes. OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years. When some certain credit are overdue, interest rate increases by 3% per month and later on result to 36% annually. Application process: You'll initially be asked whether you are a U.S. or international student. Or turn $100 into $200. Student cards have a number of benefits that make them an attractive option for eligible first-time cardholders: In some cases, you can apply for a student card with no credit score* Typically low or non-existent annual fees In some cases, rewards like cash back on certain purchases Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. You'll earn the usual SavorOne rewards, but won't be eligible for bonus cash or 0% intro APR. It is the second best credit card that a student should use, the credit card can also be use abroad and it has no transaction fees plus it doesn't charge any annual fee. None. Low Introductory APR Offer. Best for travelers. Annual Fee: $0. But what really stands out about it is its impressive lineup of value-added perks: A one-year complimentary subscription to Amazon Prime for new cardholders who spend at least $500 in purchases in the first 3 billing cycles that's a $59 value, free These benefits make this card one of the best credit cards for students with no credit history. recommended credit score: 600. A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Card Fraud. Bank of America Travel Rewards Credit Card for Students. 6. The SavorOne Rewards Card for Students offers 3% cash back at grocery stores and on entertainment, dining and popular streaming services. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. In a 2019 survey, 8% of parents with children under 18 said at least one of their kids has . Wells Fargo Cash Back College Card. And you already know about the Discover setup. 5% cash back for the first 3 months ( terms) Best student credit card for Air Miles collectors. Capital One Quicksilver Secured Cash Rewards Credit Card: Best for credit building + reward. Sign-up bonus. No credit history and cash back . The Discover it Student Cash Back card offers 5 percent cash back on rotating categories each quarter (on up to $1,500 in combined purchases, then 1 percent), plus 1 percent cash back on all other . Once approved, you'll automatically start earning cash back on all purchases. Introductory 0% APR for your first 18 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. Earn unlimited 1.25X miles on every purchase, every day. Deserve EDU Mastercard for Students. Some may not even require you to be a student. The Petal 2 "Cash Back, No fees" Visa Credit Card (issued by WebBank) offers great options for individuals looking to build their credit while also earning cash back. Once approved, you'll automatically start earning cash back on all purchases. It has a $0 annual fee and a $0 foreign transaction fee, and it does not require a security deposit. After that then a variable balance transfer and purchase APR , currently 10.99% to 22.99%, based on creditworthiness, will apply. A student credit card is a credit card designed specifically for students and is a way of spending money you don't yet have as a way of budgeting. 4.8. *. All other purchases come with 1% cash back. Terms apply 1.5% The Capital One Quicksilver Card is yet another good option for international students who don't have an SSN. 25,000 online bonus points after spending $1,000 in purchases in the first 90 days from account opening (redeemed as a $250 statement credit toward travel and dining . You do get rewarded for every purchase including a 1.5% cash-back on your purchases. You get to earn 3% cash rewards for up to $2,500 spent on grocery, gas, and drugstore purchases for the first 6 months. Student credit cards typically have a lower credit limit and sometimes have higher credit approval rates for students with little to no credit history and limited incomes. With the card, you will earn a 2% cash back at gas stations and restaurants when you spend money, amounting to $1,000 of all the total transactions within the quarter of the year. Apply Now. Petal's algorithm can look beyond credit scores by analyzing bank. Earn unlimited 1.5% cash back on all purchases with no limit to the amount of cash back you can earn and cash rewards don't expire. The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. Rating 5.0. Petal 2 Cash Back, No Fees Visa Credit Card #2. Chase Freedom Unlimited Card. You may have enough income for a student credit card Without a doubt, the very best credit card for students is the aptly named student credit card. Capital One Quicksilver Card. Secured credit cards. The Journey Student Credit Card from Capital One provides unlimited 1% cash back on every purchase, with a boost to 1.25% total cash back each month you pay on time. Best credit cards for college students Chase Freedom Unlimited. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Highest cash-back card for students: Discover it Student Cash Back. After your first year, those rates go down to 1% and 5%, respectively. Wells Fargo Cash Back College Card. No Credit Building Credit Credit Cards With No Annual Fee No Balance Transfer Fee Credit Cards With No Foreign Transaction Fee Credit Cards With Sign-up Bonuses Gas Credit Cards Grocery High Limit. The Chase Freedom Unlimited card is a great starter for students who aren't trying to go overboard on their credit card spending. #5. Deserve EDU Mastercard for Students. The Discover it Student Cash Back card offers 5 percent cash back on rotating categories each quarter (on up to $1,500 in combined purchases, then 1 percent), plus 1 percent cash back on all other . See if you're Pre-Qualified without impacting your credit score. Credit cards for students don't usually offer great rewards, but you may have a better chance of getting one. In A Nutshell. The Journey does 1.25% cash back (the extra .25 is if you pay on time/in full which you should do anyway). If you are not sure our Student Credit Card is the right card for you, please compare our credit cards. Bank of America rewards credit cards for students From Bank of America's extensive portfolio of credit cards, there are 2 that are really worth noticing. Plus, you can enjoy 1% cash rewards for other purchases. No credit check to apply and find out instantly if you are approved. Get considered for a credit line increase after 6 months, with no additional deposit required. Nearly every major issuer offers a student. $20 Good Standing Rewards after each account anniversary for up to 5 years. 4. Student credit cards tend to have lower spending limits and charge a higher interest rate than standard credit cards. Rating as a Student Card. BMO CashBack Mastercard* for students. Bank of America Travel Rewards Credit Card for Students. Deserve EDU Mastercard for Students. Deserve EDU Mastercard for Students. Capital One Quicksilver Student Card is worth it because it gives unlimited 1.5 - 5% Cash Back on purchases, has a $0 annual fee, and is available to students with limited or no credit history. Deserve EDU Mastercard for . Credit Card. Chase Freedom Student Credit Card. Wells Fargo Cash Back College Card. Petal 2 "Cash Back, No Fees" Visa Credit Card: Student starter card: $0: 4.5 / 5 (Read full card review) Capital One SavorOne Student Cash Rewards Credit Card: Overall student card: $0: 3.6 / 5 According to the Credit CARD Act of 2009, students under 21 years of age need to show that they have adequate income to repay their credit card debt.However, most student credit cards come with relaxed income requirements when compared to regular cards. level 2. 6. A 3% fee (min $10) applies to all balance transfers. Credit cards may help teens learn to manage money. Earn unlimited 1% cash back on every purchase, boosted to 1.25% total cash back for on-time payments. 25,000 bonus points if you make at least $1,000 in purchases . After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply. 6. Some issuers require you to have an education loan with them. 13 Best College Students Credit Cards 2022 Compare Top Offers and Apply Online for the Best Credit Card for College Students with No Credit: Get Rewards and Don't Pay Annual Fee. Earn a credit limit increase after making 5 monthly payments on . You should be able to get either with basically no history as long as you have some income you can show. Miles won't expire for the life of the account and there's no limit to how many you can earn. These cards require a refundable security deposit to open. Earn 1% cash back on all purchases. Student credit cards. They could offer cashback and rewards, introductory periods for purchases, be . Once approved, you'll automatically start earning cash back on all purchases. The first on the list of best credit cards for students with no credit is the Petal 2 "Cash Back, No Fees". Best Overall, Best for Travel : Bank of America Travel Rewards for Students. 2. 13 Best College Students Credit Cards 2022 Compare Top Offers and Apply Online for the Best Credit Card for College Students with No Credit: Get Rewards and Don't Pay Annual Fee. Weekdays 08:00 - 17:30 Saturday 08:00 - 13:00 Bank of America Unlimited Cash Rewards credit card for Students. SBI student plus advantage card the SBI student plus advantage card is one of the most used student credit cards. Capital One Quicksilver Student Cash Rewards Credit Card Our rating: 4.6 Add to compare Apply now at Capital One's secure site Rewards rate 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Over time, credit cards for students may allow an . Choose between $200 and $1,000. Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa card. If you do not, then you might have to go secured. The Bank of America (R) Unlimited Cash Rewards Credit Card for Students is great for people in college because it helps build credit and offers rewards. Best student credit card for entertainment: Scotia Scene Visa for students. Next Steps. These APRs vary with the market based on the prime rate. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies). Best credit cards for students. The good news: Teens can access credit via student credit cards, secured cards and even some unsecured cards (if they have a steady income), as well as cosigned credit cards and authorized-user accounts. Capital One Quicksilver Student Cash Rewards Credit Card STUDENT RATING 4.7 OVERALL RATING 4.6/5.0 Earn unlimited 1.5% cash back on every purchase, every day Limited Time Offer: Earn $100 when you spend $100 in the first three months Enjoy no annual fee, foreign transaction fees, or hidden fees Reward is given base point which you can earn 1.5 points per dollar for every purchase and also a welcome bonus point of 25,000 for a purchase that have reach up to $1,000 in . The Deserve EDU Student Credit Card is a no-annual-fee student credit card that earns unlimited 1% cash back on all eligible purchases. Signature RBC Rewards Visa. Generally, there is no preset minimum income requirement that accompanies student credit cards. The Citi Simplicity Card offers an intro APR of 0% for 21 months on balance transfers. Cardholders also earn unlimited 1.5% cash back on all purchases and an initial bonus of $100 . So you could turn $50 cash back into $100. (These rates do not reflect the additional 1.5% back for new cardholders). International students do not need to provide a SSN. You'll get 2% cash back for all non-bonus category spend for your first year. 3. More card details Capital One SavorOne Student Cash Rewards Credit Card 4 Reviews Purchase Intro APR Not Offered Transfer Intro APR Not Offered Best Credit Cards for Students With no Credit #1. BEST CHOICE OF July 2022. Best student credit card for Air Miles: BMO Air Miles Mastercard. I suggest you get the Discover It student card. Card Highlights. Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements) Initial Credit Limit of $300 - $1,000* (subject to available credit) Monthly reporting to the three major credit bureaus. Apart from meeting the above eligibility criteria, issuers also require you to produce . Min. 700+. Discover it Student chrome: Best for Student-friendly features. Best student credit card for bad credit: Home Trust Secured Visa. How to apply for a student credit card. Capital One Platinum Secured Credit Card: Best for credit line growth. Intro Offer 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account . They come with smaller credit limits (minimising your chances of stacking up lots of debt) but tend to have higher APRs, so can be costly if you don't clear your balance in full. Petal 2 Cash Back, No Fees Visa Credit Card.